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Get the
details on the property you like and that is in your budget.
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Arrange
with the estate agent for a viewing.
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If
necessary, we can arrange for you to see our financial
advisor who will arrange a mortgage for you and help plan
your budget.
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View the
property.
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If this is
the property you require make an offer through the estate
agent.
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We will
then check the property chain to make sure the sale can go
ahead.
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If you
need a mortgage we will inform the vendor that you require a
mortgage.
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All
information is strictly confidential.
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We will
then put your offer forward to the person selling the
property.
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We will
confirm in writing if your offer has been accepted.
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We will
continue to market the property until contracts are
exchanged.
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You should
then appoint a solicitor to act on your behalf.
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We will
then write to all parties and start the process of
purchasing the property.
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At this
point we shall treat the property as been under offer. But
we are obliged to pass any new offers on to the vendor,
unless they instruct us not to.
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When all
references have been obtained the mortgage company will
appoint a surveyor to inspect the property and a report will
be sent to you as well as the mortgage company.
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If need
be, we will discuss the surveyors report with you. At this
point your solicitors should have contacted you.
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We will
keep you up to speed with the progress of your purchase and
make sure the sale goes through smoothly and correctly.
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When all
the relevant surveys and documentation is completed on the
solicitor’s part. Contracts will be exchanged between your
solicitor and the vendors.
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Once
contracts are exchanged you can then discuss possible
completion dates with your appointed solicitor.
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Once
the vendors solicitor gives us the completion date and
confirmation that every thing is completed we will then
release the key’s to your new home